3 Ways to Insure Your Home-Based Business

3 Ways to Insure Your Home-Based BusinessListen up, especially if you run a business from your home: About 60% of home-based businesses lack adequate coverage, according to a survey from the Independent Insurance Agents & Brokers of America. Don’t be part of that 60%.

Here’s why it matters. What if a deliveryman slips and falls on your front step while delivering parts for an order? What a child gets hurt at a home daycare? In either scenario, the business owner could find his or her finances on the line because of a lawsuit. Many home-based business owners leave their livelihoods to chance because they believe their ventures are covered under their home insurance policy – a big misconception. A typical homeowner’s policy, for example, provides only $2,500 coverage for business equipment, which is usually not enough to cover everything a business owner might use. Additionally, the homeowners policy won’t provide any coverage for liability issues associated with the venture.

If you work from home or own a home-based business, keep the following are three basic options for insurance coverage in mind.

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3 Great Careers to Take on While Working from Home

3 Great Careers to Take on While Working from Home

Tired of the long commute? Dealing with coworkers? Having to wake up extremely early, get dressed up and head to the office earlier than usual to beat traffic? Working from home might just be your best fit! Thanks to the internet bringing the entire world closer together, there are countless opportunities available for those that would like to work remotely. Let`s take a look at some of the best types of businesses that you can do from the comfort of your home, along with some tips for staying productive and succeeding.

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6 Ways to Cut Overhead Expenses in Your First Year of Business

In the first year of your business’ life, the success of a small company hinges on lowering its overhead expenses which can make all the difference between insolvency and survival. To ensure that your business stays as financially lean as possible, take the following six tips into account when creating and establishing your company budget.

Cut Your Staffing Costs

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